Seamless omni-channel banking experience
Create next-gen, end-to-end banking experiences that customers love.
Deliver a flawless experience.
Build seamless user experiences with digital-first approach
Scale with robust infrastructure.
Leverage modern technology and architecture for scalability
Grow with real-time analytics & engagement
Deliver engaging customer experiences with data-driven approach
Trusted by leading banks
Features that users love
Commencis Digital Banking enables banks to deliver features that enable customers perform their banking in a simple, fast and seamless way.
Products & Transactions
View checking and saving account balance and transactions View debit and credit card details and transaction Manage applications: apply for a credit card, request limit increase, get a quote for loan and apply Order and deposit checks
Transfers & Payments
Transfer money using Account-to-Account, Peer-to-Peer transactions Make your payments: pay bills, taxes and fees Manage scheduled or recurring payments Wallet Integration (e.g. Apple Pay, Google Pay)
Onboarding
Provide easy access from pre login screens View tutorial for first-time users and new feature introduction Secure login with multi-factor authentication and biometrics Personalize experience-based onboarding questionnaire
Messaging & Notifications
Send push and in-app notifications web and mobile with enriched media Trigger personalized messages based user’s behavior Alerts for unusual spending, low balance, completed transactions or incoming / outgoing money transfers Reminders for bill or credit card payments Send location-based and targeted notification for merchant offers
Support & Assistance
Set personal communication preferences Manage security and update password Card controls: lock / unlock a card temporarily, open/close for internet transactions, report a lost or damaged card Update personal information
Money Management Dashboard
Gain a holistic view on financials through a single dashboard Customizable categorization of regular bills and analyze past spending and view against budget Set a savings goal for specific event or purchasing Personalized goal setting & tracking Smart recommendations on financial habits
Investment & Trading
Buy and sell foreign exchange Open an investment account Buy and sell bonds, stocks and other instruments View investment portfolio
Deliver innovation with speed
We help banks to deliver innovative features continously with speed.
Login with biometrics (gesture, face recognition or Touch ID)
Personalizationthrough onboarding
P2P Money Transfer via Phone #, Location, iMessage or Bump
AI-powered personal assistant and chatbot
Interactive dashboard for personal finance management and spending insight
QR-code based cash withdrawal and payments
Personalized recommendations, alerts and notifications
Client Case Studies
We help banks and payment providers transform their experiences through technology.
İşCep
Commencis, as İşbank’s strategic digital transformation partner, is responsible for designing and developing its digital platforms.
Maxi
As İşbank’s strategic digital transformation partner, Commencis designed the visual interface of Maxi – İşbank’s AI-powered digital personal assistant- and integrated it into its core banking app, İşCep.